TERMS & CONDITIONS

Last updated on December 9, 2025

This website, marigoldbookkeepingservices.com (the “Site”) is owned and operated by Marigold Bookkeeping Services, founded by Brooke Wedel, a business operating under the laws of Chilliwack, British Columbia, Canada (“Company”, “we”, “us”, or “our”).

In these Terms of Use (the “Terms”), “you” and “your” refer to any individual user of our Site, and if you are using this Site on behalf of your employer, “you” also includes your employer and you confirm you have authority to bind your employer to these Terms.



NOTICE

It is your responsibility to carefully read these Terms prior to using our Site or accessing any of our services, products, free or paid offerings, content, resources, webinars, or courses (collectively, the “Services”).

By accessing or using our Site, or by clicking to accept or agree to these Terms when that option is made available to you, you confirm that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy.

You also represent that you are at least 13 years old. If you do not agree with these Terms or our Privacy Policy, you must not use or access our Site or Services.

While we aim to keep this Site current and accurate, we do not guarantee that all content is complete, error free, or up to date. We may modify or discontinue portions of the Site or Services at any time without notice. We are not responsible for any loss or damages resulting from such updates or changes.

If you wish to have your personal information or access to the Site removed, please email brooke@marigoldbookkeepingservices.com
 and we will make reasonable efforts to assist. Our Privacy Policy contains more details on how we collect and store personal information.



FEES AND REFUNDS
Fees

All fees (“Fees”) are listed in Canadian dollars (CAD). We reserve the right to change Fees at any time without notice. Any changes will not affect Services already purchased or agreed upon in a signed client agreement.

Refunds

For bookkeeping and related professional Services, we do not provide refunds.
Any refunds issued are solely at our discretion on a case-by-case basis.

Chargebacks

You agree to contact us and allow fourteen (14) days for us to resolve any billing issues before initiating a chargeback.

If a chargeback is filed, we may provide proof of your acceptance of these Terms and revoke access to any Services or materials.

Payment Authorization

If using a payment plan or recurring payment, you authorize our continued access to your chosen payment method until payments are completed as agreed.



INTELLECTUAL PROPERTY AND OWNERSHIP OF RIGHTS

All Site content including text, copy, designs, graphics, logos, images, videos, course materials, digital downloads, checklists, PDFs, templates, and all other intellectual property (“Intellectual Property”) is owned by Marigold Bookkeeping Services unless otherwise noted.

You may not copy, reproduce, share, publish, resell, or use our Intellectual Property for commercial purposes without prior written consent.

Linking to Our Site

If linking to our Site for reference or citation, you must include a clear link back to marigoldbookkeepingservices.com. Copying our content without permission is prohibited.

Digital Product Licensing

If you purchase or opt in to a digital resource, you receive a limited, non-transferable license for personal or internal business use only. You may not redistribute, resell, share, or claim ownership of any digital product.

Violations and Indemnity

Unauthorized use of our Intellectual Property is strictly prohibited. You agree to indemnify and hold us harmless from damages, legal fees, and costs arising from infringement.

Media Release

If you voluntarily submit testimonials, feedback, images, or tagged content, you grant us permission to use that content for marketing unless you specify otherwise.



SECURITY

We take reasonable steps to protect the Site, but no transmission over the internet is fully secure. You use the Site at your own risk.

User Accounts

If you create a username or password for any Service, you are responsible for keeping this information confidential. If you suspect unauthorized access, notify us immediately at brooke@marigoldbookkeepingservices.com
.

Third-Party Applications

We use trusted third-party tools for payments, scheduling, email communication, and digital delivery. It is your responsibility to review their terms and privacy practices. Our Privacy Policy explains how your information is used.

Confidentiality

Bookkeeping Services provided under a signed service agreement include confidentiality obligations, but use of this Site alone does not form a confidential client relationship.



YOUR COMMUNICATION WITH US

Any communication submitted via email, contact forms, comments, or social media is not confidential. Do not submit sensitive information through these channels unless you are an active client under a signed agreement.

We reserve the right to remove inappropriate, unlawful, or harmful submissions at our discretion.

PROHIBITED BEHAVIOUR

You agree not to:

Use the Site for unlawful purposes

Introduce malware, harmful code, or attempt to hack or disrupt the Site

Attempt unauthorized access to any part of the Site

Use the Site to send spam or unsolicited messaging

We reserve the right to block access and report unlawful behaviour.



ASSUMPTION OF RISK AND DISCLAIMERS
Assumption of Risk

Your use of the Site and any information shared on it is at your own risk.

Warranties Disclaimer

The Site and Services are provided “as is” without warranties of any kind.

No Guarantees

Any examples of client outcomes are illustrative only and not guaranteed.

Technology Disclaimer

We attempt to keep the Site available and functional but are not responsible for outages, errors, delays, or technology failures.

Use of Artificial Intelligence Disclaimer

AI tools may be used to assist in content creation. All content is reviewed and finalized by Marigold Bookkeeping Services. You understand that reliance on AI-assisted content is at your discretion.

Not Professional Advice

Information on the Site is for general educational purposes only.

Your use of this Site does not create a bookkeeping-client, accountant-client, or advisor-client relationship.

Professional bookkeeping services are provided only under a signed service agreement.

Third-Party Contributors

Guest content or external resources do not necessarily reflect our views, and we are not responsible for third-party information.



LIMITATION OF LIABILITY AND INDEMNITY

To the fullest extent permitted by law, Marigold Bookkeeping Services and its representatives are not liable for any indirect, consequential, punitive, or incidental damages arising from your use of the Site or Services.

Our total liability is limited to the amount you paid for the specific Service giving rise to the claim.

You agree to indemnify and hold us harmless from claims, damages, or costs arising from your misuse of the Site or breach of these Terms.

AFFILIATE DISCLOSURE

From time to time, we may share affiliate links. If you purchase through these links, we may earn a commission at no extra cost to you.

TERMINATION OF USE

We may suspend or terminate your access to the Site at any time for any violation of these Terms.



DISPUTES AND CLAIMS
Notice of Dispute

Before filing any legal action, you must first email a detailed explanation of the dispute to brooke@marigoldbookkeepingservices.com
.

Mediation

If the dispute cannot be resolved within ninety (90) days, either party may request mediation in Chilliwack, British Columbia. Costs will be shared equally.

Litigation

If mediation does not resolve the issue, legal proceedings must be commenced in the courts of Chilliwack, British Columbia, Canada.

Jury and Class Action Waiver

You waive the right to participate in a class action or jury trial.

Time Limitation

Any dispute must be filed within two (2) years of the event giving rise to the claim.



GENERAL
Entire Agreement

These Terms, along with our Privacy Policy and any signed service agreement, form the entire agreement regarding your use of the Site.

Governing Law

These Terms are governed by the laws of British Columbia and the federal laws of Canada.

Severability

If any part of these Terms is found invalid, the remainder stays in effect.

Waiver

Failure to enforce a provision of these Terms does not waive that provision.

Updates

We may update these Terms periodically. Continued use of the Site indicates acceptance of any changes.

Contact

For questions about these Terms, please email:
brooke@marigoldbookkeepingservices.com